SIP: FOR LONG TIME HORIZON

 SIP or Systematic investment plan, is a method of investing in mutual fund schemes. SIP investors invest a certain fixed amount in a particular scheme at fixed intervals(week, month, Quarter etc.) for a definite amount of time( 5, 10, 15 Years). This SIP calculator can show you the total SIP returns and SIP value on maturity. Every SIP installment paid to the bank/AMC/?Fund house, etc. increasing the value of possible returns.

Selection of Funds

SIP are always continue for longer time horizon and selection of funds are very important So how we approach for selection of funds. So following  funds are 

1. 20% of investment goes in large cap funds that mince if you decided to invest 5 thousand per month in SIP put 1 thousand in large cap funds.
2. 20% of investment goes to Multi Cap Funds that mince if you decided to invest 5 thousand per month in SIP put 1 thousand in Multi cap funds.
3. 20% of investment goes in Debt funds that mince if you decided to invest 5 thousand per month in SIP put 1 thousand in Debt funds.
4. 40% of investment goes in Small cap funds that mince if you decided to invest 5 thousand per month in SIP put 1 thousand in Small cap funds.

If a investor have a risk taking categories then these compositions help you to get very good returns.